Friday, June 20, 2008
Thursday, June 19, 2008
dont let credit cards ruin u
Saving Yourself And Family From Disaster
Credit Cards are a finical trap. They give you a false sense of finical security. The make you feel secure and give the ability to make those impulse buys. They make you feel totally in control when in reality you are not they are.
If you have more than one {1} credit card, you have too many cards! Choose the one with the lowest interest rate and cut up the rest. Always pay 'more' than your minimum payment. A $1000.00 credit card debt can easily cost you $1300.00 or more a year. Why should or would you want to give them 300 or 400 dollars of your hard earned cash every year?
Pay Cash for all of you living expenses. Rent, mortgage, automobile, fuel, food and utilities. This does two things, first you can't spend more that you have and you can't incur late fees or over limit fees. Second this forces you to ask yourself do I really need this item or is this one of those I'd like to have things.
If you are being forced to use a credit card to pay for your living expenses, your are living beyond your means! Don't buy unless you can pay cash! As food and fuel cost rise more and more people are using credit cards to pay for day to day living expenses, this is the trap..
Credit Cards are a finical trap. They give you a false sense of finical security. The make you feel secure and give the ability to make those impulse buys. They make you feel totally in control when in reality you are not they are.
If you have more than one {1} credit card, you have too many cards! Choose the one with the lowest interest rate and cut up the rest. Always pay 'more' than your minimum payment. A $1000.00 credit card debt can easily cost you $1300.00 or more a year. Why should or would you want to give them 300 or 400 dollars of your hard earned cash every year?
Pay Cash for all of you living expenses. Rent, mortgage, automobile, fuel, food and utilities. This does two things, first you can't spend more that you have and you can't incur late fees or over limit fees. Second this forces you to ask yourself do I really need this item or is this one of those I'd like to have things.
If you are being forced to use a credit card to pay for your living expenses, your are living beyond your means! Don't buy unless you can pay cash! As food and fuel cost rise more and more people are using credit cards to pay for day to day living expenses, this is the trap..
Wednesday, June 18, 2008
STOCKS TO BUY
BRAUN THERMOSCAN
Braun ThermoScan 14.06.08
One of the few things that I have ever bought for my kids and got a ton of use out of is my Braun Thermoscan thermometer. I love this thermometer that I actually bought one to stay at both grandmas’ houses. It is so easy to use that Madison can take her own temperature (and she often does too!). All you have to do it hit the on switch which is right below the screen. When turned on, the screen will show —F (or the last temperature you took). Now, it’s time to take temperatures. Your next step is to put the thermometer in the ear and hit the button on top of it labeled Start. You will see a green light blink and in less than 3 seconds you have your temperature. Now, if you have a screaming child, the light also stays on when its done so you can tell. It is seriously that easy. I hate doing rectal temperatures, so this was a heaven sent. It is so easy to use, and you need that when you have a screaming baby on your hands. I love that it tells me the last temperature I took also. When you are stressing when your kids are sick, you often can’t remember if the temp has gone up or down. This is a nice reminder. Its amazing to see how far thermometers have come since I was a little; I wouldn’t be too surprised if they start coming out with their own video cards!
One of the few things that I have ever bought for my kids and got a ton of use out of is my Braun Thermoscan thermometer. I love this thermometer that I actually bought one to stay at both grandmas’ houses. It is so easy to use that Madison can take her own temperature (and she often does too!). All you have to do it hit the on switch which is right below the screen. When turned on, the screen will show —F (or the last temperature you took). Now, it’s time to take temperatures. Your next step is to put the thermometer in the ear and hit the button on top of it labeled Start. You will see a green light blink and in less than 3 seconds you have your temperature. Now, if you have a screaming child, the light also stays on when its done so you can tell. It is seriously that easy. I hate doing rectal temperatures, so this was a heaven sent. It is so easy to use, and you need that when you have a screaming baby on your hands. I love that it tells me the last temperature I took also. When you are stressing when your kids are sick, you often can’t remember if the temp has gone up or down. This is a nice reminder. Its amazing to see how far thermometers have come since I was a little; I wouldn’t be too surprised if they start coming out with their own video cards!
Monday, June 16, 2008
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